Peace of Mind Starts with the Right Coverage

Helping individuals and families explore health and life insurance options tailored to their needs.

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A Smarter Way to Navigate Insurance

Reyes Connect Insurance is an independent insurance agency that helps clients understand and compare insurance options from multiple carriers.

We don’t sell just one plan — we help you explore coverage that fits your situation, budget, and eligibility.

✔ Independent guidance
✔ Licensed professionals
✔ Client-first approach

Health Insurance

Options for individuals, families, and self-employed clients.
Availability varies by location and eligibility.

Family Coverage

Plans designed to support your household’s health and financial wellbeing.

Medicare Guidance

Help understanding Medicare Advantage, Supplements, and Part D options.

Life Insurance

Term and permanent life insurance options to help protect your loved ones.

Expert Support

Our dedicated team is always ready to assist you in refining your campaigns, ensuring maximum engagement and impactful customer interactions.

Secure and Compliant

We provide robust support to ensure adherence to regional compliance standards while safeguarding your business data with top-tier security measures.

Coverage options, pricing, and benefits are determined by the insurance carrier.

Trusted Guidance. Clear Information. Human Support.

t Reyes Connect Insurance, our goal is to help you understand your options clearly, so you can make confident decisions about your coverage — without pressure or obligation.

We provide:

  • Access to plans from multiple insurance carriers

  • Help understanding benefits, costs, and next steps

  • No obligation to enroll

  • Support before and after enrollment

Why These Questions Matter

Insurance decisions can feel overwhelming. The questions below are designed to address the most common concerns people have at different stages of life and coverage needs. Each section focuses on helping you understand what applies to you and what options may be available.

Do I have to enroll to speak with an agent?

No. Speaking with a licensed agent is completely free and comes with no obligation to enroll in any plan.

How does Reyes Connect Insurance work?

We are an independent insurance agency. This means we help you explore and compare insurance options from multiple carriers so you can make an informed decision based on your needs.

Does it cost anything to get help?

No. Our guidance and support are provided at no cost to you. If you choose to enroll, pricing is determined by the insurance carrier.

Will you pressure me to choose a plan?

Absolutely not. Our role is to explain options clearly and answer your questions so you can decide at your own pace.

Will you pressure me to choose a plan?

Absolutely not. Our role is to explain options clearly and answer your questions so you can decide at your own pace.

🔹 General Insurance Questions

Understanding the Process Before You Decide

These questions help clarify how working with an independent insurance agency works and what you can expect from us.

Do I have to enroll to speak with an agent?
No. Speaking with a licensed agent is completely free and comes with no obligation to enroll in any plan.

How does Reyes Connect Insurance work?
We are an independent insurance agency, which means we help you explore and compare options from multiple carriers instead of promoting a single plan.

Does it cost anything to get help?
No. Our guidance is provided at no cost. If you choose to enroll, pricing and benefits are determined by the insurance carrier.

Will you pressure me to choose a plan?
No. Our role is to provide information, answer questions, and help you understand your options — the decision is always yours.

Why these questions are important:
These questions help build trust and transparency. Before discussing specific plans, it’s essential to understand that you’re receiving guidance — not a sales pitch.

🔹 Health Insurance (Under 65 / ACA)

What if I don’t currently have health insurance?

We can help you explore available options based on your location, income, and eligibility, including individual and family plans.

What if my coverage is ending soon?

If you’re losing coverage, you may qualify for a Special Enrollment Period. An agent can help you understand your timeline and options.

Can you help self-employed or independent workers?

Yes. Many self-employed individuals qualify for health insurance options depending on income and household size.

Are all plans the same?

No. Coverage, networks, deductibles, and benefits vary by carrier and plan. We help explain these differences clearly.

  • Exploring Coverage When You’re Not on Medicare

This section addresses common situations for individuals and families under 65 who may be uninsured, changing jobs, or self-employed.

What if I don’t currently have health insurance?
We can help you explore available options based on your location, household size, income, and eligibility.

What if my coverage is ending soon?
Losing coverage may qualify you for a Special Enrollment Period. We help explain timelines and next steps.

Can you help self-employed or independent workers?
Yes. Many self-employed individuals have coverage options depending on their circumstances.

Are all plans the same?
No. Plans vary in cost, benefits, networks, and coverage structure. We help explain these differences clearly.

Why these questions are important:
Health insurance choices can impact your finances and access to care. These questions help identify whether you may qualify for coverage now and what type of plan structure might fit your needs.

🔹 Medicare (65+)

When should I start looking at Medicare options?

You can begin reviewing Medicare options during your Initial Enrollment Period or during Annual Enrollment. We help explain the timing.

What’s the difference between Medicare Advantage and Supplements?

Medicare Advantage plans combine services under one plan, while Supplements work alongside Original Medicare. An agent can explain which may fit your needs.

Do you help with Part D (prescription coverage)?

Yes. We help clients understand prescription drug plan options based on medications and pharmacy preferences.

Can I keep my doctors?

That depends on the plan and network. We help you check whether your providers may be included.

🔹 Medicare (65+)

Understanding Medicare Options and Timing

Medicare can be complex, especially with multiple parts and enrollment periods. This section helps clarify the basics.

When should I start looking at Medicare options?
You can begin reviewing options during your Initial Enrollment Period or during Annual Enrollment. Timing matters, and we help explain it.

What’s the difference between Medicare Advantage and Supplements?
Medicare Advantage plans bundle services, while Supplements work alongside Original Medicare. Each has different considerations.

Do you help with Part D (prescription coverage)?
Yes. We help review prescription drug coverage options based on medications and pharmacy preferences.

Can I keep my doctors?
That depends on the plan’s network. We help you check provider availability when reviewing options.

Why these questions are important:
Medicare decisions affect long-term healthcare access and costs. These questions help ensure you understand enrollment windows, plan types, and provider considerations before choosing coverage.

🔹 Life Insurance

Why should I consider life insurance?

Life insurance can help protect your family by covering expenses such as final costs, debts, or income replacement.

What types of life insurance are available?

Options may include term life and permanent life insurance. Each serves different goals and budgets.

How much coverage do I need?

Coverage needs vary based on income, dependents, and financial goals. We help you understand common considerations.

🔹 Life Insurance

Planning for Financial Protection and Peace of Mind

Life insurance is about protecting loved ones and planning ahead. These questions help clarify purpose and options.

Why should I consider life insurance?
Life insurance can help cover final expenses, replace income, or provide financial support for dependents.

What types of life insurance are available?
Common options include term life and permanent life insurance, each serving different goals.

How much coverage do I need?
Coverage needs vary based on income, family responsibilities, and financial goals. We help explain common considerations.

Why these questions are important:
Life insurance decisions are personal and long-term. These questions help align coverage with your family’s financial protection goals.

Our Commitment to You 
​Across all coverage types, our approach remains the same:
Independent guidance
Clear explanations
No pressure to enroll
Support before and after enrollment
We’re here to help you make informed decisions — not to rush you into one.

Explore Coverage Options

Choose the perfect plan for your business and begin enhancing customer engagement today. Clear, straightforward pricing with no surprises.

🏥 Health Insurance Guidance

Individual & family plan options

Help understanding deductibles, copays, and networks


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🧑‍💼 Self-Employed & Small Business Coverage

Options for self-employed individuals and freelancers

Help understanding eligibility for individual vs. group plans


Support evaluating coverage structures
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👨‍👩‍👧 Family Coverage

Options designed to support household needs


Guidance for dependents and children
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🔄 Special Enrollment & Life Changes

Guidance when losing employer coverage

Support after moving, marriage, divorce, or birth of a child
Help understanding qualifying life events

Assistance navigating enrollment deadlines

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👵 Medicare Support

Medicare Advantage, Supplements, and Part D guidance


Help understanding enrollment timelines
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❤️ Life Insurance Options

Term and permanent life insurance explanations

Coverage designed to support loved ones

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Legal Information & Disclosures

Important Information About This Website

Reyes Connect Insurance is an independent insurance agency.
We do not provide insurance coverage directly and are not an insurance carrier.

Coverage options, availability, pricing, benefits, eligibility, and claim approvals are determined solely by the insurance carriers. Not all plans are available in all areas. Availability and eligibility may vary by state, location, and individual circumstances.

Information provided on this website is for general informational purposes only and should not be considered legal, financial, or medical advice.

A licensed insurance agent may contact you to discuss available insurance options. There is no obligation to enroll, and consent to be contacted is not a condition of purchase.

Privacy & Data Use

We respect your privacy and are committed to protecting your personal information.

Information submitted through this website may be used to:

  • Contact you regarding insurance options

  • Connect you with licensed insurance agents

  • Provide information requested by you

We do not sell personal information. Data is handled in accordance with applicable privacy laws.

For full details, please review our Privacy Policy.

Marketing & Communications Consent

By submitting your information through this website, you authorize Reyes Connect Insurance and its affiliated entities or licensed agents to contact you by phone, email, or text message, including the use of automated technology where permitted by law.

You may revoke your consent at any time.

Licensing Disclosure

Reyes Connect Insurance serves clients in multiple U.S. states.
Insurance products and services are offered only in states where the agency and its agents are properly licensed.

Licensing details are available upon request.

Testimonials Disclaimer

Testimonials reflect individual experiences and opinions.
They do not guarantee future results, coverage approval, or specific outcomes.

Policies & Resources

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